How do I prepare for hurricane season?
Trim trees, clear gutters, install storm shutters or board windows, secure outdoor items, document possessions, and stock 7 days of food and water.
Home hardening
Storm shutters or 5/8" plywood. Reinforce garage door (#1 failure point). Trim trees + remove dead limbs. Clear gutters. Caulk all openings. Install hurricane straps on roof if budget allows.
Documentation
Photo + video every room. Save copies in cloud storage. Update home inventory app. Confirm insurance covers wind + flood (separate policy).
Supplies
7 days of water (1 gal/person/day), non-perishable food, flashlights, batteries, weather radio, first aid, prescriptions, cash, important documents in waterproof bag.
Evacuation plan
Know your zone, route, destination, and pet plan. Fill gas tank early.
Frequently asked questions
Is my homeowner's policy enough?
Standard policies usually exclude flood. Buy a separate FEMA flood policy at least 30 days before a named storm.